Former employee of Sberbank Technologies Anton Nikonorov plans to launch a neobank for the self-employed in Europe.

Anton Nikonorov has told the news to Rusbase.

The project is called Introder. According to Nikonorov, the target audience is the Z generation, especially streamers, influencers and bloggers.

The bank will have a mobile app, work in messengers via a bot. Users can open accounts, and get cards remotely, as well as automate commerce and receipt of payments on social media.

“For instance, a blogger is selling master classes. They have to track everyone who has made a payment or donation. For that, the blogger needs to communicate with the buyers, keep an Excel sheet for payments, and hire assistants. The bot in Intruder collects all necessary information about the buyers and submits it to the user,” said Nikonorov.

According to Nikonorov, the creators invested EUR 400,000 of their own funds in the project and received EUR 80,000 angel investment from an individual. The project already has MVP, and now the startup is looking for investors to get a license for financial services in the EU and to attract clients. The startup anticipates investments of no less than EUR 500,000.

As we previously reported, another fintech project with Russian roots already operates in the European market. Back in 2015, Moscow Institute of Physics and Technology alumnus Nikolay Storonsky launched fintech startup Revolut in London. Recent reports announced that Revolut entered into the U.S. market.


It became known this February that former top managers at Tinkoff Artyam Yamanov and Alexander Yemeshev plan to launch their fintech project in Europe. The reports said that Tinkoff Bank’s parent company TCS Group Holding intended to invest up to EU 25m in the project on the course of the year.

Nevertheless, the creators of Intruder believe that they have the competitive advantage of a very specific niche and segmented audience.

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