Central Bank of Russia introduced “road map” for the implementation of Marketplace project, prototype of which will be tested in mid-April this year, Banki.ru portal informs.

Head of Market Development Department at Central Bank of Russia Elena Chaykovskaya noted that it is supposed that the customers will have the opportunity to open a deposit online via Banki.ru service.

The client will find a new deposit opening in his/her personal cabinet after the identification. The new account will be opened at one of the 5 banks, participating in the project. The central Bank doesn’t exclude that by the end of the year state bonds will also be offered via marketplaces.

“This is a cheaper way for banks as instead of implementing the work itself, given bank will offer an IT-platform between those who sell and those who know how to sell,” Elena Chaykovskaya suggests.

First Deputy Governor of Central Bank of Russia Sergey Shvetsov remarked that in addition to 5 banks and Banki.ru Holding, the project involves bank associations and financial self-regulating organizations, as well as BCS Financial Group. He emphasized that half of the Russian population will be able to use marketplace services.

“Despite the development of technologies, citizens of Russia have different opportunities to access financial services. First of all, this relates to residents of small communities, where only one or two banks operate. With the development of this new platform all citizens will have equal conditions, which will contribute to the financial education of people and wide incorporation of financial services,” CEO at Banki.ru holding Dinara Yunusova noted.

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