Gazelle Finance

Gazelle Finance was registered and licensed by the Central Bank of Armenia on July 20, 2018 (CBA license No. 47) as a Universal Credit Organization.

Gazelle Finance is an international investment fund that carries out its operations in Armeniathrough Gazelle Finance UCO LLC. Our investment fund is backed by reputable international institutional investors from the EU and the US: such as OPIC, FMO, DGGF, Partnership Fund.

Gazelle Finance provides tailored financial solutions for strong, fast-growing small and medium enterprises that need capital to further expand their businesses to reach a new level of revenue in the shortest possible time and fully utilize their existing growth potential. Gazelle Finance typically invests between $100,000 and $1 million in each company. The financial instruments offered by “Gazelle Finance” are in theiressence closer to equity financing and are based on the principle of sharing existing risks and expected returns by a certain logic.

The Income Participation Loan (IPL) that Gazelle Finance provides has the following features:

- Repayment schedule tailored to the projected cash flows of the company, with up to 24 months as a grace period,
- Fewer collateral requirements as compared to those required by banks,
- Fixed interest rate comparable to the prevailing market rate,
- Participation in the company's income by Gazelle Finance as a compensation for the additionally assumed risks,
- Minority equity stake in the company (typically up to 35%), with buyback typically taking place in years 3-5, with application of 2 to 3 coefficients over the invested amount.

As a partner Gazelle Finance offers financing in the format of income participation or equity investmentand shares business related risks and earned profits. Focused on enhancing ability to drive revenue growth and profitability, Gazelle Finance also provides active and ongoing strategic engagement to the extent possible, particularly through financing the so-called “technical assistance”. Technical assistance is a separatesubsidized financial facility that can be provided as a zero-interest loan and can be used to develop production, marketing, financial management, legal management and other capacities.

As of the beginning of November 2019 Gazelle Finance UCO LLC has invested in 5 projects with a total amount of USD 1,405,000.

Gazelle Finance UCO LLC provides only business loans to legal entities.
Executive Director Tigran Hovhannisyan
Address Armenia, 0009, Yerevan Teryan St., 105/1 Building, 5th Floor, Office 505 ("Citadel" business center, Kentron adm. distri
Phone (012) 88 38 80