The overall capital of the Armenian banking system increased by 1.2% having made AMD405.4bln as of the first quarter of 2013. The capital growth is mainly conditioned by the net profit of the sector which made AMD3.9bln as of the same period.

RoA and RoE indices in the sector made 0.6% and 3.9% respectively in the first quarter. 17 banks registered operation with profits and 5 banks - with losses.

The overall liabilities of the banking system increased by 4.2%  having made AMD2trln 164bln as of the end of the first quarter.  8 banks registered growth and 14 banks - decrease in liabilities. The liabilities increase mainly at the expense of 11.7% growth of deposits of legal entities and individuals (AMD131.9bln), the bulletin for the first quarter 2013 of the Central Bank of Armenia reads this.

Deposits in AMD increased by 4.2% and deposits in USD - by 14.8%. As a result, the overall the share of foreign deposits increased by 2 percentage points having made 72.2%.

The overall assets of the banking system increased by 3.7% having made AMD2trln 570bln as of the first quarter. 9 banks registered growth of assets and 13 - decrease in assets.

The volume of credits issued to the economy as of 31.03.13 made AMD1trln 591bln. The growth of lending of legal entities and individuals and leasing and factoring growth in the first quarter made 0.5%, 5.8% and 8.3% respectively.

Financial and insurance sectors as well as  agriculture and consumer lending registered higher growth of lending in the first quarter (8.5%, 7.8% and 6.9% respectively).

The share of "non-performing" loans increased by 1.7 percentage points having made 5.2% as of the first quarter.