On November 28, 2025, S&P Global Ratings assigned IDBank CJSC a long-term issuer rating of “BB-” and a short-term issuer rating of “B” with a “stable” prospect. The ratings are at the same level as the sovereign rating of the Republic of Armenia.

“S&P highlights the bank’s strong capital adequacy, its leading position in digital solutions, and the stable quality of its assets, despite the growth of the loan portfolio. 

The “stable” prospect reflects S&P’s view that over the next 12 months the bank will maintain a high capital adequacy ratio while preserving a stable level of asset quality,” the news release reads.

IDBank is supervised by the CBA.