When we talk about salary, we usually focus first and foremost on how much we earn. But have you ever considered that two people with the same income can have significantly different financial situations? For example, one person may spend their entire salary by the end of the month, while another may manage to set aside savings and make progress toward long-term financial goals. The difference lies not only in how much they spend, but also in how they manage their salary.One example of this approach is IDBank’s IDsalary package, designed for customers who receive or plan to receive their salary through IDBank.What benefits does the package offer?Free premium card — the card type depends on your salary amount.Cashback and bonuses available with premium cards.Preferential cash withdrawal terms.Competitive interest rate on loans.Credit line — with a grace period of up to 55 days.Credit limit — up to 15 times your net salary, with a maximum limit of AMD 10,000,000.Lower mortgage interest rate — 0.25 percentage points lower than IDBank’s current mortgage interest rate.Additional interest on savings — +0.5 percentage points on the current interest rate for AMD savings accounts.Free ArCa card — with the opportunity to receive cashback of up to AMD 60,000 per month.20% discount on safe deposit box rental.Free package maintenance — package activation and monthly maintenance are free of charge.And many other benefits.IDBank is supervised by the CBA. Tweet Views 503