Ardshinbank constantly expands the benefits of its payment cards, offering its customers a wide range of card products, features and preferences.

An important component in the card business of the bank are payroll cards, and Ardshinbank links their development to the further success of modern and convenient card service for their holders.

"Being one of the largest and leading banks in Armenia, Ardshinbank always provides the best possible and competitive opportunities. Payroll cards are a vivid example as they feature a 10-fold credit line of net salary with a maturity term of up to 10 years, preferential terms of deposits, transfer of a loan from other banks, free insurance against accidents and discounts on various services. We will continue to expand the list of services so that each of our customers will receive the best offers in a single package and enjoy unexpected opportunities of the expected salary”, said the Strategic Development Director at Ardshinbank Armen Gasparyan.

“On average, the decision to grant a loan is accepted by the Bank within 10 minutes, and the loan itself can be provided on average for 1-2 days. In addition, each participant of the payroll project can withdraw cash at ATMs of the Bank, repay loans, set up deposits, pay for mobile services, Internet and utilities, in other words, receive the most extensive service. The big advantage of our cards is the fact that they can be used in foreign trips to anywhere in the world, as the Bank has the ability to issue cards of various international payment systems”, Armen Gasparyan noted.

He also spoke about the campaign, which runs for all participants of payroll projects.

"The campaign is called “Holidays from Ardshinbank". According to its conditions, the holder of the payroll card, who was not on vacation for 8 months, is going on leave for a period of not less than 20 days, and whose non-cash payments on the card during this time amounted to more than 30% of his payroll, the Bank returns a monthly amount his non-cash settlements. All this in the end is aimed at popularizing non-cash settlements among the population, thus making the market more transparent, being a significant factor for its successful development in the coming years," concluded Armen Gasparyan.