From January 20 to March 20, 2026, order IDBank Mastercard Standard or Gold cards and receive up to 2% cashback on every payment of AMD 1,000+. During the campaign or after, you can order an ArCa card, and continue receiving cashback under the state program’s terms.

How to participate:

•    Order a Mastercard Standard or Gold card
•    Make payments with your new card by March 20
•    Receive up to 2% cashback on local and international payments

If you replace your Mastercard with an ArCa card or order a new ArCa card by April 1, you’ll receive free service for the first year.

The Mastercard cashback offer is valid from January 20 to March 20, 2026 and ends once an ArCa card is purchased.

Max cashback per transaction: 6,000 AMD. Max total cashback per month: 60,000 AMD, regardless of the number of cards purchased.

Order a Mastercard Standard via the Idram&IDBank application and receive a 20% discount on the first year of service.

Cashback is subject to taxation in accordance with the law and is credited already taxed.

Learn about all the terms and conditions here.

The companies are supervised by the CBA.