Global fintech funding surged by 21% in 2025, reaching $53 billion across 5,918 deals, marking a strong rebound after years of decline, according to FinTech Investment Landscape 2025 report issued by Innovate Finance.

Payments and cryptocurrency platforms dominated the largest deals worldwide. 

Binance secured $2 billion in the UAE, Ramp raised $1 billion in the US, and UK-based FNZ attracted $650 million. 

The US retained its position as the world’s largest fintech market, attracting $25.1 billion in investment.

The UK reclaimed second place globally and first in Europe with $3.6 billion, narrowly ahead of India at $3.4 billion. The UAE ($2.5 billion) and Singapore ($2 billion) rounded out the top five.

European fintech investment grew 7% year-on-year to $8.8 billion across 1,391 deals. The UK led the region with $3.6 billion from 534 deals, more than the next five European countries combined. France returned to the global top 10 with $1.1 billion, while Germany followed with $1 billion.

Despite the uptick, Europe’s recovery lagged behind the US (13%) and the rest of the world (46%).

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