Moody’s warns slow AI adoption could erode margins and market share

09.10.2025 | 09:52 Home / News / Fintech /
Artificial intelligence is no longer just a technology; it’s a credit risk. That’s the message from Moody’s Ratings’s report, which assesses the impact of AI advances on corporate creditworthiness through 2030.

Finextra informs that the report outlines two scenarios: conservative and optimistic, and warns that firms slow to adopt AI could face structural margin erosion, market-share loss, and higher capital costs.

Rapid AI advances create fast-moving credit effects with a far greater risk of competitive displacement for firms slow to adapt, Moody’s Ratings predicts.

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