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				<title> <![CDATA[ Auctions for placement and switch of government bonds amounting 35 bln AMD held ]]> </title>
				<link>https://banks.am/en/news//31212</link>
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				<description> <![CDATA[ <h2>Placement and switch auctions of government bonds with a total volume of around 38 billion AMD were held at the Armenia Stock Exchange.</h2>
<br /><strong>The results of the auctions are as follows:</strong><br /><br />1. <strong>ISIN AMGN36294293</strong>, maturity period of 3 years<br /><br />&bull;&nbsp; &nbsp; Volume of government bonds offered for placement: 35,000,000,000 AMD.<br />&bull;&nbsp; &nbsp; Weighted average yield to maturity: 7.2689%, annual coupon yield: 7.40%.<br /><br />2. <strong>ISINs AMGB3129A504/AMGB3029A548</strong> government bond switch auction;<br /><br />&bull;&nbsp; &nbsp; Volume of bonds eligible for auction: 2,000,000,000 AMD<br />&bull;&nbsp; &nbsp; Volume of bonds allocated: 2,000,000,000 AMD<br />&bull;&nbsp; &nbsp; Weighted average allocation yield: 8.5356%<br />&bull;&nbsp; &nbsp; Maturity of allocated bonds: 31 years<br />&bull;&nbsp; &nbsp; Annual coupon rate of allocated bonds: 9.750%<br />&bull;&nbsp; &nbsp; Volume of bonds repurchased (Buyback): 2,157,855,000 AMD<br />&bull;&nbsp; &nbsp; Weighted average repurchase yield: 8.808%<br />&bull;&nbsp; &nbsp; Annual coupon rate of repurchased bonds: 9.200%<br />&bull;&nbsp; &nbsp; Maturity of repurchased bonds: 30 years<br />&bull;&nbsp; &nbsp; Weighted average auction price yield: 9.2927%<br /><br />3.<strong> ISINs AMGN60294292/AMGN36294277</strong> government bond switch auction;<br /><br />&bull;&nbsp; &nbsp; Volume of bonds eligible for auction: 2,000,000,000 AMD<br />&bull;&nbsp; &nbsp; Volume of bonds allocated: 907,929,000 AMD<br />&bull;&nbsp; &nbsp; Weighted average allocation yield: 7.217%<br />&bull;&nbsp; &nbsp; Maturity of allocated bonds: 5 years<br />&bull;&nbsp; &nbsp; Annual coupon rate for allocated bonds: 8.600%<br />&bull;&nbsp; &nbsp; Volume of bonds repurchased (Buyback): 927,374,000 AMD<br />&bull;&nbsp; &nbsp; Weighted average repurchase yield: 6.5945%<br />&bull;&nbsp; &nbsp; Annual coupon rate of repurchased bonds: 8.400%<br />&bull;&nbsp; &nbsp; Maturity of repurchased bonds: 3 years<br />&bull;&nbsp; &nbsp; Weighted average auction price yield: 9.0191%<br /><br />Government bonds are available both on the Armenia Stock Exchange trading platform and online via <a href="https://gp.minfin.am/" target="_blank">gp.minfin.am</a>.<br /><br />Details of the auctions can be found <a href="https://amx.am/en/government_bond_auctions" target="_blank">here</a>. ]]> </description>
				<pubDate>Wed, 09 Sep 2026 09:45:00 +0400</pubDate>
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				<title> <![CDATA[ EBRD&rsquo;s AMD-denominated bonds listed on AMX; Converse Bank acted as underwriter ]]> </title>
				<link>https://banks.am/en/news//31211</link>
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				<description> <![CDATA[ <strong>The AMD-denominated bonds issued by the European Bank for Reconstruction and Development (EBRD) have been listed on the Armenia Securities Exchange (AMX).</strong><br /><br />The listing ceremony was held on September 8.&nbsp;<br /><br />Grant Akopian, Chief Executive Officer and Chairman of the Management Board of Converse Bank; Remon Zakaria, Head of the EBRD Resident Office in Armenia; and Hayk Yeganyan, Chief Executive Officer of AMX, attended the listing ceremony.<br /><br />&ldquo;The listing of EBRD&rsquo;s AMD-denominated bonds on AMX is an important development for Armenia&rsquo;s capital market. The issuance of such an instrument by a leading international financial institution and its availability in the domestic market contribute to deepening the financial market, expanding the range of local currency financing instruments and creating new opportunities for investors. Converse Bank attaches great importance to its participation in such initiatives and will continue to support the development of Armenia&rsquo;s financial ecosystem,&rdquo; noted Grant Akopian, Chief Executive Officer and Chairman of the Management Board of Converse Bank.<br /><br />&ldquo;The successful issuance and listing of the EBRD&rsquo;s AMD-denominated bonds demonstrates our continued confidence in Armenia&rsquo;s financial market infrastructure and economic prospects. Developing local currency capital markets is a key priority for the EBRD, as it helps channel savings into productive investment, broadens funding options for businesses and strengthens economic resilience. We are grateful to Converse Bank and AMX for their partnership in bringing this transaction to the market and look forward to continuing our joint efforts to deepen Armenia&rsquo;s capital markets,&rdquo; said Remon Zakaria, Head of the EBRD Resident Office in Armenia.<br /><br />&ldquo;We are pleased to welcome EBRD&rsquo;s local currency bonds to AMX. EBRD has been a long-standing partner in the development of Armenia&rsquo;s local currency capital market for many years, and this new issuance demonstrates the continued confidence in Armenia&rsquo;s market infrastructure and the development potential of Armenia&rsquo;s local currency bond market.&nbsp;<br /><br />We see this listing as another important step toward building a deeper, more diversified and internationally connected capital market in Armenia,&rdquo; noted Hayk Yeganyan, CEO of AMX.<br /><br />EBRD&rsquo;s AMD-denominated bonds were placed through an auction on the Securities Placement Platform of AMX. Converse Bank acted as the underwriter, arranging the bond issuance and the guaranteed placement of the bonds.<br /><br />The total nominal amount of the issuance was AMD 5 billion. The bonds have a floating coupon rate, a maturity of 36 months, and semi-annual coupon payments.<br /><br />Converse Bank is supervised by the Central Bank of the Republic of Armenia. ]]> </description>
				<pubDate>Tue, 08 Sep 2026 17:16:00 +0400</pubDate>
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				<title> <![CDATA[ Become a Unibank shareholder and acquire perpetual bonds with a 13.25% yield ]]> </title>
				<link>https://banks.am/en/news//31209</link>
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				<description> <![CDATA[ <h2>Unibank is successfully placing newly issued shares worth AMD 3.9 billion as part of Armenia&rsquo;s first hybrid investment offering.&nbsp;</h2>
<br />Under the terms of the offering, the bank provides investors with the opportunity to participate in the new share issuance and acquire perpetual bonds with an annual coupon yield of 13.25%. This new investment solution combines the potential for capital growth from investments in shares with predictable income from perpetual bonds, offering investors a more diversified approach to portfolio building. The offering is available until September 9, 2026.<br /><br />The share prospectus was registered by Decision No. 1/210A of the Chairman of the Central Bank of the Republic of Armenia dated May 13, 2026. The program prospectus for the perpetual bonds was registered by Decision No. 1/427A of the Chairman of the Central Bank of the Republic of Armenia dated November 26, 2025, with supplements registered by Decisions No. 1/228A dated May 22, 2026, and No. 1/282A dated June 29, 2026. Printed copies of the share and perpetual bond prospectuses, as well as the accompanying documents, are available at Unibank&rsquo;s head office and branches. Electronic versions of the documents are available at<a href="http://www.unibank.am/" target="_blank"> www.unibank.am</a>. ]]> </description>
				<pubDate>Tue, 08 Sep 2026 16:48:00 +0400</pubDate>
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				<title> <![CDATA[ Trading volume increased by 72% in the corporate bonds market in August   ]]> </title>
				<link>https://banks.am/en/news//31202</link>
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				<description> <![CDATA[ <h2>Armenia Stock Exchange (AMX) has summarized the trading activity for August 2026. During the month, a dynamic trading environment has been maintained, highlighting growing investor confidence and market activity.</h2>
<br />On the&nbsp;<a href="https://amx.am/en/government_bond_auctions" target="_blank">primary auction platform</a> of AMX, the allocation volume of government bonds was more than 53․4 billion AMD. Meanwhile, 62 transactions were conducted on the <a href="https://amx.am/en/market_data/government_bonds" target="_blank">secondary market</a>, with a total volume of more than 21 billion AMD, which exceeds the figure for the same period of the previous year by 135%.<br /><br />In the corporate bonds market, trading volume increased by 72% compared to the same period last year, reaching approximately 10.5 billion AMD. During the reporting period, 2085 transactions were concluded involving 221 corporate bonds listed on the exchange as of the end of August. This steady growth reflects healthy demand for corporate bonds.<br /><br />The trade volume of <a href="https://amx.am/en/market_data/equity" target="_blank">equity </a>reached more than 153.4 million AMD and the market capitalization more than 356.2 billion AMD. A total of 288 transactions were concluded with shares.<br /><br />The volume of <a href="https://amx.am/en/market_data/repo" target="_blank">REPO agreements</a> has been more than 22.8 billion AMD. A total of 199 repo transactions were conducted in August, exceeding the same period last year by 361%.<br /><br />On the <a href="http://amx.am/en/market_data/fx" target="_blank">AMX FX platform</a>, 4 transactions were executed with a total volume of approximately 277 million AMD. During the month, the exchange rate price ranged between 364.25 and 364․5 AMD.<br /><br />Comparative charts of monthly data can be viewed on the official AMX <a href="https://amx.am/en/news/market-data-august/2748" target="_blank">website</a>. ]]> </description>
				<pubDate>Mon, 07 Sep 2026 12:28:00 +0400</pubDate>
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				<title> <![CDATA[ &ldquo;Armenia&rsquo;s capital markets are active&rdquo;: Dimension posts record placement volume ]]> </title>
				<link>https://banks.am/en/news//31190</link>
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				<description> <![CDATA[ <h2>Between July and August 2026, Dimension investment company successfully completed corporate bond placements for six Armenian companies. The issues, totalling AMD 8.8 billion, were placed in full and significantly ahead of their originally scheduled closing dates.</h2>
<br />The issuers represent a range of sectors, from agribusiness and healthcare to infrastructure construction, industrial production and retail. They include brands widely recognised by the public. The sectoral diversity of the placements enables investors to participate, through the capital markets, in the development of different segments of the real economy, while giving companies access to alternative sources of financing and a broader range of funding instruments.<br /><br />&ldquo;We believe these transactions make an important contribution to the development of Armenia&rsquo;s capital markets and to fostering a new culture in the financial market. Entering the capital markets requires a higher level of financial transparency and accountability, the engagement of independent auditors, and the implementation of appropriate corporate governance mechanisms. These standards strengthen confidence in individual companies and, more broadly, contribute to a more transparent and institutionalised business environment.<br /><br />In this context, the Government&rsquo;s &ldquo;State Support Programme for Issuance and Rating&rdquo; has played a particularly important role. The support provided under the programme has reduced the cost for companies of accessing the capital market and served as an effective incentive for attracting issuers and supporting the market&rsquo;s further development. Armenia&rsquo;s capital markets are active and we hope that similar programmes will continue and further facilitate the entry of new companies into the capital markets,&rdquo; said Grigor Harutyunyan, Chief Executive Officer of Dimension CJSC.<br /><br /><strong><em>About Dimension CJSC</em></strong><br /><br /><em>Dimension CJSC is an investment company offering a broad range of services and solutions in investment banking, asset management, brokerage and securities custody.&nbsp;</em><br /><br /><em>The Company is licensed and supervised by the Central Bank of Armenia.</em> ]]> </description>
				<pubDate>Fri, 04 Sep 2026 11:25:00 +0400</pubDate>
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				<title> <![CDATA[ Armeconombank to Place New Tranch of AMD-Denominated Bonds ]]> </title>
				<link>https://banks.am/en/news//31160</link>
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				<description> <![CDATA[ <h2>For the period from August 28, 2026, to January 28, 2027, Armeconombank will place new tranch of its AMD-denominated bonds.</h2>
<br />The AMD-denominated bonds, with a total volume of AMD 5 bln, comprise 500,000 registered, uncertificated, coupon bonds with a nominal value of AMD 10,000 each.<br /><br />The bonds carry an annual coupon yield of 9.75%, with semiannual coupon payments. The circulation period is 36 months, and the maturity date is August 28, 2029.<br /><br />Following the completion of the placement, the bonds will be listed on the Armenia Stock Exchange and will be quoted by a Market Maker.<br /><br />E-copies of the Bond Program Prospectus (<a href="https://www.aeb.am/media/3698455-1%E2%80%A4484 %D4%B1 %D5%80%D5%A1%D5%B5%D5%A7%D5%AF%D5%B8%D5%B6%D5%B8%D5%B4%D5%A2%D5%A1%D5%B6%D5%AF .pdf" target="_blank">registered by the Central Bank of Armenia</a>) and the Final Terms of the issue are available for download on the Bank&rsquo;s <a href="https://www.aeb.am/hy/individual/securities/bonds-to-be-placed" target="_blank">website</a>. Hard copies may be obtained at the Bank&rsquo;s Head Office (23/1 Pap Tagavor St., Yerevan).<br /><br />The bonds may be purchased by both individuals and legal entities via the AEB Mobile application and the AEB Online system, as well as at the Bank&rsquo;s Head Office or any branch, by submitting bond purchase <a href="https://www.aeb.am/en/individual/securities/bonds-to-be-placed" target="_blank">application</a><a href="https://www.aeb.am/en/individual/securities/bonds-to-be-placed" target="_blank">(s)</a> in accordance with the established procedure.<br /><br />The AEB Mobile application can be downloaded <a href="https://www.aeb.am/hy/aeb-mobile" target="_blank">here</a>.<br /><br />Armeconombank is supervised by the Central Bank of Armenia. ]]> </description>
				<pubDate>Wed, 26 Aug 2026 12:18:00 +0400</pubDate>
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				<title> <![CDATA[ Armeconombank completes AMD-denominated bond placement ahead of schedule ]]> </title>
				<link>https://banks.am/en/news//31126</link>
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				<description> <![CDATA[ <h2>Armeconombank has completed ahead of schedule the placement process for AMD-denominated bonds worth a total volume of 3 billion AMD, issued on April 1, 2026.</h2>
<br />The bank reported that the bonds carry an annual coupon yield of 9.75%, with semiannual coupon payments. The circulation period is 36 months, and the maturity date is April 1, 2029.&nbsp;<br /><br />The bonds will be listed on the Armenia Stock Exchange and will be quoted by a Market Maker.<br /><br />Coupon payments and redemption of the bonds will be carried out according to the following schedule:&nbsp;<br /><br />&bull;&nbsp; &nbsp; 1st payment &ndash; October 1, 2026<br />&bull;&nbsp; &nbsp; 2nd payment &ndash; April 1, 2027<br />&bull;&nbsp; &nbsp; 3rd payment &ndash; October 1, 2027<br />&bull;&nbsp; &nbsp; 4th payment &ndash; April 1, 2028<br />&bull;&nbsp; &nbsp; 5th payment &ndash; October 1, 2028<br />&bull;&nbsp; &nbsp; 6th payment and redemption of nominal value &ndash; April 1, 2029&nbsp;<br /><br />You can find detailed information about the bonds in the <a href="https://www.aeb.am/media/2025/04/12591.pdf?fbclid=IwY2xjawP2g9dleHRuA2FlbQIxMABicmlkETFFWnlBcW53VmlDSGhLZjFPc3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHtVKMEr-rGwiW1LSMuKhJQoKEt_Rr4dRAnnjLEDPIGX2aHvODQ6sjC9BIZ0i_aem_cGkCJABMD3GcG5W4XDa_oQhttps://www.aeb.am/media/2024/07/11716.pdf" target="_blank">prospectus</a>.<br /><br />Armeconombank is supervised by the Central Bank of Armenia. ]]> </description>
				<pubDate>Mon, 17 Aug 2026 17:39:00 +0400</pubDate>
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				<title> <![CDATA[ 40 billion AMD Government bonds allocation auction took place on AMX ]]> </title>
				<link>https://banks.am/en/news//31102</link>
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				<description> <![CDATA[ <h2>A 40,000,000,000 AMD government bond allocation auction took place on the Armenia Stock Exchange.</h2>
<br />AMX reported that in particular: for the AMGN60294318 ISIN and a 5-year maturity offered at auction amounted to 40,000,000,000 AMD which has been fully allocated, while the demand reached 69,370,000,000 AMD. The average weighted yield at the auction was 7.4768%, and the annual coupon yield is 7.6%.<br /><br />Government bonds are available both on the Armenia Stock Exchange trading platform and online via <a href="https://gp.minfin.am/" target="_blank">gp.minfin.am</a>.<br /><br />Details of the auctions can be found <a href="https://amx.am/en/government_bond_auctions" target="_blank">here</a>. ]]> </description>
				<pubDate>Tue, 11 Aug 2026 16:18:00 +0400</pubDate>
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				<title> <![CDATA[ 1798 transactions concluded in corporate bonds market in July ]]> </title>
				<link>https://banks.am/en/news//31086</link>
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				<description> <![CDATA[ <h2>Armenia Stock Exchange (AMX) has maintained a dynamic trading environment during July, highlighting growing investor confidence and market activity.</h2>
<br />On the&nbsp;<a href="https://amx.am/en/government_bond_auctions" target="_blank">primary auction platform</a> of AMX, the allocation volume of government bonds was more than 87․1 billion AMD. Meanwhile, 70 transactions were conducted on the <a href="https://amx.am/en/market_data/government_bonds" target="_blank">secondary market</a>, with a total volume of more than 25.8 billion AMD, which exceeds the figure for the same period of the previous year by 759%.<br /><br />In the <a href="https://amx.am/en/market_data/corporate_bonds" target="_blank">corporate bonds market</a>, trading volume increased by 118% compared to the same period last year, reaching approximately 16.5 billion AMD. During the reporting period, 1798 transactions were concluded involving 208 corporate bonds listed on the exchange as of the end of July.&nbsp;<br /><br />During the current month, a corporate bond placement auction was conducted, with a total volume exceeding 2.3 billion AMD. This steady growth reflects healthy demand for corporate bonds.<br /><br />The trade volume of <a href="https://amx.am/en/market_data/equity" target="_blank">equity</a> reached approximately 207.4 million AMD and the market capitalization approximately 426 billion AMD. A total of 250 transactions were concluded with shares.<br /><br />The volume of <a href="https://amx.am/en/market_data/repo" target="_blank">REPO agreements</a> has been more than 32.1 billion AMD. A total of 218 repo transactions were conducted in July, exceeding the same period last year by 548%.<br /><br />On the <a href="http://amx.am/en/market_data/fx" target="_blank">AMX FX platform</a>, 6 transactions were executed with a total volume of approximately 779.2 million AMD. During the month, the exchange rate price ranged between 367 and 367․9 AMD.<br /><br />Comparative charts of monthly data can be viewed on the official AMX <a href="https://amx.am/en/news/market-data-july/2664" target="_blank">website</a>. ]]> </description>
				<pubDate>Fri, 07 Aug 2026 11:26:00 +0400</pubDate>
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				<title> <![CDATA[ Armenia Stock Exchange receives prestigious international award  ]]> </title>
				<link>https://banks.am/en/news//31051</link>
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				<description> <![CDATA[ <h2>Armenia Stock Exchange has been awarded the prestigious &ldquo;25 Years of Excellence &ndash; Capital Market Development Armenia 2026&rdquo; award at the Global Banking &amp; Finance Review Awards 2026, receiving international recognition for its 25-year contribution to the establishment and development of Armenia&rsquo;s capital market.</h2>
<br />The award is presented by the UK-based prestigious financial publication Global Banking &amp; Finance Review, which has been recognizing best practices, innovative solutions, and organizations making significant contributions to financial sector development since 2010.<br /><br />&ldquo;The &ldquo;25 Years of Excellence &ndash; Capital Market Development Armenia 2026&rdquo; award symbolizes the approximately 25-year journey of Armenia&rsquo;s capital market development, highlighting the pivotal role of Armenia Stock Exchange in building modern, transparent market infrastructures aligned with international standards.<br /><br />It is noteworthy that this international recognition coincides with the 25th anniversary year of Armenia Stock Exchange. In May 2026, the Exchange celebrated its 25th anniversary with a commemorative event that brought together representatives of Armenian and international government institutions, financial organizations, exchanges, central securities depositories, international partners, and capital market participants. During the event, the Exchange presented its key achievements over 25 years, the expansion of international cooperation, and strategic initiatives aimed at the next stage of Armenia&rsquo;s capital market development,&rdquo; the news release reads.<br /><br />Details about the Global Banking &amp; Finance Review Awards 2026 and the full list of winners can be found at the following <a href="https://www.globalbankingandfinance.com/global-banking-finance-review-awards-2026/" target="_blank">link</a>. ]]> </description>
				<pubDate>Thu, 30 Jul 2026 16:15:00 +0400</pubDate>
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				<title> <![CDATA[ Armeconombank completed ahead of schedule USD-denominated bonds placement ]]> </title>
				<link>https://banks.am/en/news//31033</link>
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				<description> <![CDATA[ <h2>Armeconombank has completed ahead of schedule the placement of the next tranche of USD-denominated bonds with a total volume of USD 5 million.</h2>
The bank reported that the bonds carry an annual coupon yield of 5%, with semiannual coupon payments. The circulation period is 36 months, and the maturity date is July 09, 2029.&nbsp;<br /><br />The bonds will be listed on the Armenia Stock Exchange and will be quoted by a Market Maker.<br /><br />Coupon payments and redemption of the bonds will be carried out according to the following schedule:&nbsp;<br /><br />&bull;&nbsp; &nbsp; 1st payment &ndash; January 09, 2027&nbsp;<br />&bull;&nbsp; &nbsp; 2nd payment &ndash; July 09, 2027&nbsp;<br />&bull;&nbsp; &nbsp; 3rd payment &ndash; January 09, 2028&nbsp;<br />&bull;&nbsp; &nbsp; 4th payment &ndash; July 09, 2028&nbsp;<br />&bull;&nbsp; &nbsp; 5th payment &ndash; January 09, 2029<br />&bull;&nbsp; &nbsp; 6th payment and redemption of nominal value &ndash; July 09, 2029.&nbsp;<br />&nbsp;<br />In accordance with the RA Law &ldquo;On Guaranteeing Compensation of Bank Deposits of Individuals&rdquo;, funds attracted by the bank through the issuance of registered coupon bonds are considered guaranteed bank deposits and are insured by the Deposit Guarantee Fund.<br />&nbsp;<br />Armeconombank is supervised by the Central Bank of Armenia. ]]> </description>
				<pubDate>Tue, 28 Jul 2026 10:01:00 +0400</pubDate>
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				<title> <![CDATA[ Become a Unibank shareholder and benefit from an attractive investment opportunity ]]> </title>
				<link>https://banks.am/en/news//30979</link>
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				<description> <![CDATA[ <h2>Individuals and legal entities can acquire ordinary shares from Unibank&rsquo;s new share issue until September 9, 2026, at a placement price of AMD 390 per share.&nbsp;</h2>
<br />The total volume of the current share offering amounts to AMD 3.9 billion, while the minimum investment amount is AMD 1,014,000.<br /><br />Unibank shareholders have the opportunity not only to benefit from the potential increase in the value of shares but also to receive dividends. Since Unibank&rsquo;s IPO held in 2015, the value of the Bank&rsquo;s shares has increased by approximately 70%. The amount of dividends paid to shareholders has also grown. Based on 2023 results, AMD 4.1 billion was paid to shareholders, while this figure reached AMD 7.8 billion based on 2024 results and AMD 9.3 billion based on 2025 results.<br /><br />At the same time, Unibank is carrying out a special placement of AMD 9 billion worth of perpetual bonds exclusively for its shareholders, regardless of the class of shares they hold. The coupon yield of the perpetual bonds is set at 13.25% per annum for the first 36 months, making this investment instrument one of the most attractive offers available on the market. After 36 months, the yield of the bonds will be determined based on the government bond yield curve. Investors who are not Unibank shareholders may also acquire perpetual bonds by participating in the Bank&rsquo;s ongoing share offering.<br /><br />Depending on the volume of shares acquired, Unibank also provides its shareholders with premium-class Visa or Mastercard cards free of charge.<br /><br />"Successful placements of Unibank&rsquo;s previous share issues demonstrate investors' confidence in our long-term development strategy. The Bank&rsquo;s free float has already exceeded 10%. This time, we have introduced a new hybrid investment offering for the Armenian market, enabling investors to combine Unibank shares with high-yield perpetual bonds. This model allows investors to diversify their investments more effectively and benefit from the advantages of both financial instruments. As a publicly traded company, we adhere to high standards of transparency and accountability, continuously creating long-term value for our shareholders," said Mesrop Hakobyan, Chairman of the Management Board of Unibank.<br /><br />Unibank ended 2025 with a net profit of AMD 9.8 billion, demonstrating significant growth across key financial indicators. The Bank&rsquo;s assets amounted to nearly AMD 400 billion. The loan portfolio increased by 32.5% compared to the previous year, reaching AMD 264.6 billion in 2025. The retail loan portfolio grew by 24%, while the corporate loan portfolio increased by 37%.<br /><br />As of the end of 2025, the Bank&rsquo;s liabilities amounted to AMD 343.6 billion. The portfolio of issued bonds grew by 70% during the year. Unibank continues investing in the development of digital technologies and artificial intelligence, building a modern financial platform that supports the Bank&rsquo;s sustainable growth and competitiveness.<br /><br />The international credit rating agency Moody&rsquo;s Ratings has affirmed Unibank&rsquo;s long-term local and foreign currency deposit ratings at B1, maintaining a stable outlook.<br /><br />The share prospectus was registered by Decision No. 1/210A of the Chairman of the Central Bank of Armenia dated May 13, 2026. The program prospectus for perpetual bonds was registered by Decision No. 1/427A of the Chairman of the Central Bank of Armenia dated November 26, 2025, while amendments to the program prospectus were registered by Decision No. 1/228A dated May 22, 2026, and Decision No. 1/282A dated June 29, 2026.<br /><br />Investors may obtain printed versions of the share and perpetual bond prospectuses, as well as accompanying documents, at Unibank&rsquo;s Head Office and branches. Electronic versions are available on <a href="http://www.unibank.am/" target="_blank">www.unibank.am</a>. ]]> </description>
				<pubDate>Fri, 10 Jul 2026 11:39:00 +0400</pubDate>
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				<title> <![CDATA[ Armeconombank to Place New Tranche of USD-Denominated Bonds ]]> </title>
				<link>https://banks.am/en/news//30966</link>
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				<description> <![CDATA[ <h2>From July 9 to December 9 of this year, Armeconombank will place new tranche of its USD-denominated bonds.</h2>
<br />The USD-denominated bonds, with a total volume of USD 5 million, comprise 50,000 registered, uncertificated, coupon bonds with a nominal value of USD 100 per bond.<br /><br />The bonds carry an annual coupon yield of 5%, with semiannual coupon payments. The circulation period is 36 months, and the maturity date is July 9, 2029.<br /><br />Following the completion of the placement, the bonds will be listed on the Armenia Stock Exchange and will be quoted by a Market Maker.<br /><br />E-copies of the Bond Program Prospectus (<a href="https://www.aeb.am/media/3698455-1%E2%80%A4484 %D4%B1 %D5%80%D5%A1%D5%B5%D5%A7%D5%AF%D5%B8%D5%B6%D5%B8%D5%B4%D5%A2%D5%A1%D5%B6%D5%AF .pdf" target="_blank">registered by the Central Bank of Armenia</a>) and the Final Terms of the issue are available for download on the bank&rsquo;s <a href="https://www.aeb.am/en/individual/securities/bonds-to-be-placed" target="_blank">website</a>. Hard copies may be obtained at the bank&rsquo;s Head Office (23/1 Pap Tagavor St., Yerevan).<br /><br />The bonds may be purchased by both individuals and legal entities via the AEB Mobile application and the AEB Online system, as well as at the bank&rsquo;s Head Office or any branch, by submitting bond purchase <a href="https://www.aeb.am/en/individual/securities/bonds-to-be-placed" target="_blank">application(s)</a> in accordance with the established procedure.<br /><br />The AEB Mobile application can be downloaded <a href="https://www.aeb.am/hy/aeb-mobile" target="_blank">here</a>.<br /><br />Please note that:<br /><br />&bull;&nbsp; &nbsp; Coupon income paid on bonds listed on the Armenian Stock Exchange OJSC until 31 December 2027 is not subject to taxation.<br />&bull;&nbsp; &nbsp; In accordance with the RA Law "On Guaranteeing Compensation of Bank Deposits of Individuals", funds attracted by the Bank through the issuance of registered coupon bonds are considered guaranteed bank deposits and are insured by the Deposit Guarantee Fund.<br /><br />Armeconombank is supervised by the Central Bank of Armenia. ]]> </description>
				<pubDate>Wed, 08 Jul 2026 09:41:00 +0400</pubDate>
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				<title> <![CDATA[ Converse Bank Completes the Placement of EBRD Bonds ]]> </title>
				<link>https://banks.am/en/news//30963</link>
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				<description> <![CDATA[ <h2>The European Bank for Reconstruction and Development (EBRD), one of the world's leading international financial institutions with an AAA credit rating, and Converse Bank, one of the leading participants in the Armenian capital market, announce the successful completion of the placement of the EBRD's AMD-denominated bonds.</h2>
<br />Converse Bank acted as the EBRD's key partner throughout the transaction, arranging the bond issuance and the guaranteed placement of the bonds.<br /><br />The bonds, with a total nominal value of AMD 5 billion, were placed through an auction on Securities Placement Platform of Armenia Stock Exchange (AMX).<br /><br />The issuance forms part of the EBRD's local currency funding program and aimed at expanding local currency financing and the development of Armenia's capital market.<br /><br />Following the completion of the placement, the bonds will be submitted for listing on the AMX and the necessary procedures will be initiated to enable their eligiblity for repo transactions with the Central Bank of Armenia.<br /><br />Converse Bank will also act as the Market Maker for the issuance, supporting the liquidity of the bonds in the secondary market and promoting active trading. ]]> </description>
				<pubDate>Tue, 07 Jul 2026 16:18:00 +0400</pubDate>
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				<title> <![CDATA[ AMX: In the corporate bonds market trading volume increased by 129% ]]> </title>
				<link>https://banks.am/en/news//30962</link>
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				<description> <![CDATA[ <h2>Armenia Stock Exchange (AMX) has summarized the trading activity for June 2026. During the month, a dynamic trading environment has been maintained, highlighting growing investor confidence and market activity.</h2>
<br />On the&nbsp;<a href="https://amx.am/en/government_bond_auctions" target="_blank">primary auction platform</a> of AMX, the allocation volume of government bonds was more than 43․3 billion AMD. Meanwhile, 82 transactions were conducted on the <a href="https://amx.am/en/market_data/government_bonds" target="_blank">secondary market</a>, with a total volume of more than 33.3 billion AMD, which exceeds the figure for the same period of the previous year by 29%.<br /><br />In the <a href="https://amx.am/en/market_data/corporate_bonds" target="_blank">corporate bonds market</a>, trading volume increased by 129% compared to the same period last year, reaching approximately 17.2 billion AMD. During the reporting period, 1862 transactions were concluded involving 202 corporate bonds listed on the exchange as of the end of June. During the current month, a corporate bond placement auction was conducted, with a total volume exceeding 2 billion AMD. This steady growth reflects healthy demand for corporate bonds.<br /><br />The trade volume of <a href="https://amx.am/en/market_data/equity" target="_blank">equity</a> reached approximately 213.3 million AMD and the market capitalization approximately 492.7 billion AMD. Compared to the same period last year, trading volume increased by 10% while market capitalization increased by 7.43%. A total of 290 transactions were concluded with shares.<br /><br />The volume of <a href="https://amx.am/en/market_data/repo" target="_blank">REPO agreements</a> has been more than 28.9 billion AMD. A total of 211 repo transactions were conducted in June, exceeding the same period last year by 398%.<br /><br />On the <a href="http://amx.am/en/market_data/fx" target="_blank">AMX FX platform</a>, 15 transactions were executed with a total volume of approximately 1.5 billion AMD. During the month, the exchange rate price ranged between 367.90 and 36․65 AMD.<br /><br />Comparative charts of monthly data can be viewed on the official AMX <a href="https://amx.am/en/news/market-data-june/2610" target="_blank">website</a>. ]]> </description>
				<pubDate>Tue, 07 Jul 2026 11:11:00 +0400</pubDate>
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				<title> <![CDATA[ EBRD to Launch AMD 5 Billion Floating-Rate Bond Offering in Armenia ]]> </title>
				<link>https://banks.am/en/news//30957</link>
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				<description> <![CDATA[ <h2>The European Bank for Reconstruction and Development (EBRD) is set to launch a new AMD 5 billion floating-rate bond issuance in the Armenian capital market, reaffirming its commitment to supporting the development of local currency financing and deepening Armenia&rsquo;s financial markets.</h2>
<br />The bond placement is scheduled to take place on 7 July 2026 through an auction on the Armenia Securities Exchange (AMX).<br /><br />Converse Bank has been appointed as the underwriter. As one of the leading participants in Armenian capital market, Converse Bank has successfully arranged and placed numerous corporate bond issues in recent years. The EBRD bond offering represents another significant milestone for the bank, highlighting its expertise in capital markets transactions and investment solutions.<br /><br />The bonds will have a maturity of 36 months and will pay a floating coupon linked to the 6-month Treasury Bills yield. The coupon rate will be reset every six months, enabling investors to benefit from changes in the interest rate environment while maintaining a market-based return profile.<br /><br />The issuance of AMD-denominated bonds by the EBRD is an important development for Armenian financial system. Such instruments contribute to the growth of the local currency capital market, support the development of long-term funding sources, and further strengthen the participation of international financial institutions in the domestic market. At the same time, investors gain access to securities issued by a highly rated international financial institution with a return linked to prevailing market conditions.<br /><br />Following the completion of the placement, the bonds are expected to be listed on the Armenia Securities Exchange. In addition, the necessary procedures will be initiated to enable the bonds to be eligible for repo transactions with the Central Bank of Armenia. This is expected to further enhance the bonds&rsquo; liquidity and attractiveness in the secondary market.<br /><br />Investors may participate in the auction through investment service providers that are members of the Armenia Securities Exchange.<br /><br />For further information:<br /><br />&bull; +374 10 511 211<br />&bull; <a href="mailto:investments@conversebank.am" target="_blank">investments@conversebank.am</a><br />&bull; <a href="mailto:corpinvest@conversebank.am" target="_blank">corpinvest@conversebank.am</a><br /><br />Converse Bank is supervised by the Central Bank of the Republic of Armenia. ]]> </description>
				<pubDate>Fri, 03 Jul 2026 12:38:00 +0400</pubDate>
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				<title> <![CDATA[ Ameriabank has Completed Placement of USD 100M Perpetual Bonds ]]> </title>
				<link>https://banks.am/en/news//30875</link>
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				<description> <![CDATA[ <h2><a href="https://ameria.me/4uISOJO" target="_blank">Ameriabank </a>has fully placed its first-ever perpetual bonds in total amount of USD 100 million. The bonds were issued in two tranches, in February and April. In both issuances, the entire volume was subscribed before the planned deadline, demonstrating strong demand for the securities.</h2>
<br />Through the issuance of perpetual bonds, Ameriabank is creating additional capital buffers to capitalize on future growth opportunities and achieve its strategic objectives. Notably, the first tranche of perpetual bonds was placed with a coupon rate of 8.5%, while the second tranche was placed at 8%, reflecting the exceptionally high demand for the bonds.<br /><br />&ldquo;The strong demand for our perpetual bonds is a clear testament to the market&rsquo;s trust in our credit story and diversified balance sheet management. By enhancing our capital adequacy ratios, this transaction provides additional headroom to pursue our growth ambitions and reinforce our role as the largest lender to the Armenian economy&rdquo;, &ndash; stated Hovhannes Toroyan, CFO of Ameriabank.&nbsp;<br /><br />The bonds can now be traded on the secondary market.<br /><br />Ameriabank&rsquo;s perpetual bond program prospectus was registered by Resolution 1/28Ա of the Governor of the Central Bank of Armenia, dated January 21, 2026.<br /><br />The Bank is supervised by the Central Bank of Armenia. ]]> </description>
				<pubDate>Fri, 19 Jun 2026 12:06:00 +0400</pubDate>
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				<title> <![CDATA[ IDBank issued the 4th and 5th tranches of bonds of 2026 ]]> </title>
				<link>https://banks.am/en/news//30844</link>
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				<description> <![CDATA[ <h2>On June 15, 2026, IDBank placed registered coupon bonds through a public offering on the following terms:</h2>
<br /><strong>4th tranche, 2026 AMANLBBM7ER5</strong><br /><br />&bull;&nbsp; &nbsp; Total volume &ndash; 2 billion 500 million drams<br />&bull;&nbsp; &nbsp; Annual interest rate - 10%<br />&bull;&nbsp; &nbsp; Bond maturity - 36 months (3 years)<br />&bull;&nbsp; &nbsp; Bond payment &ndash; semi-annually<br />&bull;&nbsp; &nbsp; Start of issue/placement &ndash; June 15, 2026<br />&bull;&nbsp; &nbsp; End of placement &ndash; November 15, 2026<br />&bull;&nbsp; &nbsp; Maturity date &ndash; June 15, 2029<br /><br /><strong>5th tranche, 2026 AMANLBBM8ER3</strong><br /><br />&bull;&nbsp; &nbsp; Total volume - 5 million dollars<br />&bull;&nbsp; &nbsp; Annual interest rate - 5%<br />&bull;&nbsp; &nbsp; Bond maturity - 27 months&nbsp;<br />&bull;&nbsp; &nbsp; Bond payment &ndash; quarterly<br />&bull;&nbsp; &nbsp; Start of issue/placement &ndash;&nbsp; June 15, 2026<br />&bull;&nbsp; &nbsp; End of placement &ndash; August 15, 2026<br />&bull;&nbsp; &nbsp; Maturity date &ndash; September 15, 2029<br /><br />The fourth tranche of the bonds will be placed from June 15 to November 15, 2026 (inclusive), and the fifth tranche from June 15 to August 15, 2026 (inclusive).<br /><br />After the placement, the bonds will be listed in the &ldquo;Armenian Stock Exchange&rdquo; OJSC. The bonds will be quoted through the Marketmaker.&nbsp;<br /><br />The full information about the bonds will be available on the Idram&amp;IDBank application immediately after the purchase: the &ldquo;Bonds&rdquo; section of the &ldquo;Banking Services&rdquo; section provides abbreviation, quantity, face value, annual coupon yield, coupon payment date and maturity date of the bonds.&nbsp;<br /><br />You can see all the information about the bonds by following the <a href="https://idbank.am/en/investments/" target="_blank">link</a>.<br /><br />The Bond prospectus was registered by the CBA, resolution N1/407А of the Chairman of the CBA from November 12, 2025. The electronic version of the prospectus and the final terms of issue are available on t<a href="https://idbank.am/en/investments/" target="_blank">he official website of the Bank</a>.<br /><br />The bank is supervised by CBA. ]]> </description>
				<pubDate>Fri, 12 Jun 2026 15:17:00 +0400</pubDate>
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				<title> <![CDATA[ 1500 transactions concluded in the corporate bonds market in May ]]> </title>
				<link>https://banks.am/en/news//30809</link>
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				<description> <![CDATA[ <h2>Armenia Stock Exchange (AMX) has summarized the trading activity for June 2026. During the month, a dynamic trading environment has been maintained, highlighting growing investor confidence and market activity.</h2>
<br />On the&nbsp;<a href="https://amx.am/en/government_bond_auctions" target="_blank">primary auction platform</a> of AMX, the allocation volume of government bonds was more than 38.1 billion AMD. Meanwhile, 53 transactions were conducted on the <a href="https://amx.am/en/market_data/government_bonds" target="_blank">secondary market</a>, with a total volume of more than 8.3 billion AMD.<br /><br />In the <a href="https://amx.am/en/market_data/corporate_bonds" target="_blank">corporate bonds market</a>, trading volume increased by 41% compared to the same period last year, reaching approximately 11.5 billion AMD. During the reporting period, 1500 transactions were concluded involving 209 corporate bonds listed on the exchange as of the end of May. This steady growth reflects healthy demand for corporate bonds.<br /><br />The trade volume of <a href="https://amx.am/en/market_data/equity" target="_blank">equity </a>reached approximately 2.1 billion AMD and the market capitalization approximately 478,8 billion AMD. Compared to the same period last year, trading volume increased by 960% while market capitalization increased by 27.4%. A total of 153 transactions were concluded with shares.<br /><br />The volume of <a href="https://amx.am/en/market_data/repo" target="_blank">REPO agreements</a> has been more than 19.8 billion AMD. A total of 182 repo transactions were conducted in May, exceeding the same period last year by 221%.<br /><br />On the <a href="http://amx.am/en/market_data/fx" target="_blank">AMX FX platform</a>, 11 transactions were executed with a total volume approximately 1.4 billion AMD. During the month, the exchange rate price ranged between 368 and 368․60 AMD.<br /><br />Comparative charts of monthly data can be viewed on the official AMX <a href="https://amx.am/en/news/market-data-may/2558" target="_blank">website</a>. ]]> </description>
				<pubDate>Mon, 08 Jun 2026 11:32:00 +0400</pubDate>
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				<title> <![CDATA[ 0% Commission on Leveraged Share Purchases via the ARARATBANK Trading Platform ]]> </title>
				<link>https://banks.am/en/news//30804</link>
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				<description> <![CDATA[ <h2>AraratBank is introducing a new and unprecedented trading offer. Starting from June 11, all leveraged share purchase transactions executed through the ARARATBANK Trading Platform (ATP) will be carried out with 0% overnight financing fee (SWAP commission).</h2>
<br />Among the key advantages of the new offering are:<br /><br />&bull;&nbsp; &nbsp; the opportunity to purchase a larger volume of shares while using fewer financial resources, without concerns about leverage fees,&nbsp;<br />&bull;&nbsp; &nbsp; the absence of daily accrued overnight SWAP fees while maintaining open positions,&nbsp;<br />&bull;&nbsp; &nbsp; greater availability of free funds for portfolio diversification and further investment in new assets or additional shares,&nbsp;<br />&bull;&nbsp; &nbsp; more efficient management of investment strategies without additional cost burdens.<br /><br />Applicable exclusively to shares, this enhancement has been implemented as part of the continuous development and improvement of the ARARATBANK Trading Platform (ATP), with the goal of providing clients with a more efficient, seamless, and rewarding investment experience.<br /><br />To learn more about leveraged trading opportunities for equities across standardized markets, as well as other updates to the trading platform, visit the <a href="https://investing.araratbank.am/en" target="_blank">ATP platform</a> or call at +374 60 40 80 04 or +374 60 40 80 03.<br /><br />AraratBank is regulated by the Central Bank of Armenia. ]]> </description>
				<pubDate>Fri, 05 Jun 2026 15:36:00 +0400</pubDate>
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