SEF International

Updated: 06.09.2018 

SEF International UCO LLC was founded in 1997 by the Christian charity World Vision International (WVI). In 2003, SEF International was licensed by the Central Bank of Armenia as universal credit organization and given the license N3 of 11.04.2003.

The only owner of SEF is Vision Fund International - the subsidiary of WVI specialized in microfinance.

SEF International is a socially responsible organization that has developed business targets aimed at solving social issues, creating financial stability and reducing risks.

SEF International received CGAP Financial Transparency Merit Awards for 2005 and 2006. The award was established to encourage transparency of annual reports of microfinance organizations.

In 2006, SEF International received a BB+ rating from independent international rating agency MicroFinanza Rating. In 2007, the rating was improved to BBB-. In 2010, SEF received a BBB- stable rating, and its first social rating of BBB.

In 2013, MIX Market awarded SEF International as an S.T.A.R. (Socially Transparent And Responsible) organization for meeting all requirements.

SEF is operating through 22 branches, with two of them in Yerevan and 20 other branch offices located in Gyumri, Artik, Goris, Sisian, Kapan, Meghri, Yeghegnadzor, Masis, Artashat, Vedi, Armavir, Etchmiadzin, Talin, Aparan, Ijevan, Noyemberyan, Vanadzor, Stepanavan, Gavar and Abovyan.

SEF International UCO LLC is currently offering the following types of loans:

- Agricultural loans,
- Business loans,
- Mortgage/renovation loans,
- Consumer loans.

Chief Executive Officer Garegin Gevorgyan
Address Areas 44-45 of 23 Building, Davit Anhaght St., 0014, Yerevan, Armenia
Phone (010) 20 28 22, (010) 57 77 71, (010) 39 48 48
Fax (010) 20 28 21
Email [email protected]