Updated 14.05.2019

“BLESS” Universal Credit Organization was registered and licensed on April 2007. It holds the License No.18 of the Central Bank of the Republic of Armenia.

The basic trends of the company’s activity are the granting of commercial (entrepreneurial) and consumer credits. The key target group of the credit activity of the company is the representatives of small and medium businesses involved in different branches of economy.

The company also provides guarantees to individuals and private entrepreneurs.

The types of credits granted by the company also stipulate and envisage consumer credits with a view to settling household problems, purchasing a property and other items for personal use of the natural persons, with or without a pledge. Loans against a pledge of gold are also provided.

Through the mortgage loans issued by the company individuals may purchase, repair or build residential and non-residential premises and areas.

The area of the company’s activity is Yerevan city, RA marzes and the Republic of Artsakh.

The company has five branches: “Alaverdyan”, “Nor Nork” and “Achapnyak” in Yerevan, “Sisian” in Syunik marz and “Stepanakert” in Artsakh.


President of the administration, Executive Director Hayk Stepanyan
Address 0033, Yerevan, Komitasi Ave., 1 Building, Area 274/1
Phone (010) 22 52 52, (096) 60 01 11, (098) 20 01 11