“BLESS” Universal Credit Organization was registered on April 2007.

The License of the Central Bank of the Republic of Armenia License No.18.

The basic trends of the Company’s activity is the granting of commercial (entrepreneurial) and consumer credits. The key target group of the credit activity of the Company are the representatives of small and medium businesses involved in different branches of economy.

The types of credits granted by the Company also stipulate and envisage consumer credits with a view to settling household problems, purchasing a property and other items for personal use of the natural persons. Loans against a pledge of gold are also provided.

The area of the Company’s activity is to be Yerevan city, RA regions and the Republic of Nagorno Karabakh.

The authorized capital of the Company is 200.000.000 Armenian Drams. As of 31.12.2008, the total capital of the organization makes 364.529.000 thousand AMD, loan investments - 1.874.200.000 AMD.